Discretionary Management;
Nexus has recognised that the majority of our clients do not wish to, or indeed have time to, look after their own investments on a day to day basis which is why we offer a Discretionary Managed Portfolio, PEP and ISA service through the services of "Whitechurch Discretionary Management Service".
Discretionary Management is increasingly being recognised as an efficient way of managing larger portfolios,PEPs and ISAs while proving equally suitable for smaller and first time investors.
Whitechurch offers a comprehensive discretionary management service, encompassing a wide range of strategies from lower risk income portfolios to more aggressive international and investment trust services. All are managed by their award winning Investment Team featured regularly in the press and currently have approximately £65 million under Discretionary Management.
The Investment Team.
The Whitechurch Investment Team is headed by Kean Seager (BSc Econ) who has over 30 years investment management experience. Investment Director Gavin Haynes MSc (Econ), together with Investment Manager Ben Willis (BA Hons) are responsible for day to day portfolio management.
Ben is a recent addition to the team and joined Whitechurch Securities in July 2006 after being at Chartwell Investment Management in Bath since 2000, where he co-managed £25 million of private client money under discretionary management. All the team are professionally qualified investment managers and between them have experience of working within a wide range of investment disciplines.
Why Discretionary Management?
Discretionary Management provides you with the opportunity to place monies in the hands of professional investment managers who will, for a small fee, take full responsibility for the construction, active management and administration of your investment portfolio.
Whitechurch Securities will take responsibility and make all the investment decisions on your behalf, providing you with the opportunity to benefit from their expertise and research resources and will provide you with a professionally managed investment portfolio.
The Portfolios.
The Portfolios will offer you exposure to a range of leading investment houses (rather than placing your money with one group). All funds are researched in detail and the investment team keep in close contact with fund management groups, indeed before selecting a fund it is their practice to meet the fund manager in person.
Investment Strategies
Whitechurch currently offer three core strategies, that have been specifically tailored to meet the differing objectives of investors. A description of each strategy is detailed below together with the Whitechurch Risk Rating.
Whitechurch Monthly Distribution Portfolio
This strategy will pursue a cautious investment approach, designed to provide a tax efficient alternative to distribution and with profits bonds. It will offer an above average income (initially, the target gross yield will be around 5%), plus aiming to offer the potential for capital growth. This will be achieved through investing in a diversified portfolio of leading UK equity, commercial property and fixed interest funds. The asset allocation between these areas will be actively managed according to attractiveness of opportunities in each respective asset class, whilst maintaining the balanced risk profile. The income generated can be withdrawn monthly or re-invested into the portfolio.
Whitechurch Risk Rating: 5 out of 10 - This means it is ideal for a balanced investor, prepared to accept the potential of a fluctuation in the value of capital in order to potentially generate an above average return.
Whitechurch Monthly High Income Portfolio
This strategy will aim to combat the problem of income starvation that investors are suffering from, in the current economic climate of low interest rates and low inflation. The portfolio will be managed with the aim of optimizing the level of income distributions, whilst aiming to preserve and potentially provide moderate capital growth over the long term. The portfolio will be largely invested in high yielding fixed interest securities that offer a high level of income under a risk profile more stable than most equity investments. Income is paid monthly on this portfolio.
Whitechurch Risk Rating: 5 out of 10 - This means it is ideal for a balanced investor, prepared to accept the potential of a fluctuation in the value of capital in order to potentially generate an above average return.
Whitechurch Stock Market Growth Portfolio
This strategy is aimed at long-term investors who are seeking above average capital growth from a managed portfolio of equity investments. The portfolio will have an international base providing core exposure to the UK stock market, together with a mix of the best opportunities offered by overseas funds. The asset allocation will be managed geographically and by investment themes, whilst Whitechurch will aim to select the best fund managers in each area so as to maximize capital appreciation potential. This portfolio does not have an income option.
Whitechurch Risk Rating: 7 out of 10 - Suitable for those prepared to accept an above average level of risk, in the hope of achieving well above average long-term returns. Not suitable for investors with a cautious attitude.
Award Winners
It is pleasing that the high quality service that Whitechurch discretionary advisers
aim to provide has been recognised and Whitechurch Securities has on 3 out of the last 4 years been named Best Discretionary adviser at the Money Marketing Financial Services Awards. An experienced panel of industry judges awarded this based on
"an impressive all round proposition and forward thinking attitude"
as well as being particularly impressed by their high level of fund research their investment team carries out.
You may also be interested in the "Discretionary Managed Portfolio"-
Should you wish to enquire further, please give Nexus a call and we will be pleased to discuss your requirements further.
Need help?...For a FREE initial discussion fill out our enquiry form and we're happy to answer any questions!! Alternatively, call us now on 01278 439494