Income Protection - Permanent Health Insurance
Have you worried about what would happen if you became unable to work due to sickness, illness or injury? Have you felt anxious about the effect that would have on your family or business? Although employed individuals may be entitled to income for a limited period from their employer, what would happen if you became incapacitated for a longer period, or if you are self-employed?
Income protection will provide you with a monthly income in the event of an unforeseen sickness or accident in your life, helping you keep up with mortgage or any other personal expenditure. Protection plans even allow for cover up to retirement age.
Taking into account your age, health, and occupation, we search the market to find the most cost effective and suitable type of income protection plan to meet your requirements.
Accident sickness & Unemployment cover.
Mortgage protection, such as accident, sickness and unemployment cover, also known as Mortgage Payment protection Plans, can give you the peace of mind of knowing that in the event of redundancy or illness your mortgage payments will be made and your home will be safe.
You just can't predict what will happen in the future. That’s why taking out suitable mortgage protection can give you the security of knowing that if the unexpected happens, you are prepared for it. Mortgages do not generally have any protection insurance included, so it’s important to decide what kind of separate cover you will need. Accident, sickness and unemployment cover insures you against changes in your circumstances due to redundancy, disability, or illness. Usually, these payments are made after 30 consecutive days of non-working, up to a maximum of 12 months. If you require longer term protection from disability or sickness you may wish to consider an Income protection plan ( see above ).
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