Poor or Bad Credit Mortgages
If you have a poor or bad credit history, Nexus can find a mortgage package to suit you. Whether you have CCJs, bankruptcy, arrears or defaults, bad credit mortgages are available with dozens of lenders throughout the UK. We can help you to get the very best rates possible.
What is a bad credit mortgage?
Most lenders take into account evidence of a poor credit history. This means that some will not be prepared to offer you a mortgage if you have a bad credit record. However, many specialist lenders will consider lending to you, even if you have for example; arrears, defaults or even bankruptcy in your past. You may have to pay a slightly higher rate than someone with good credit history, as the lender will see it as a larger risk to lend the money. We will help you find the best possible deal and minimise the penalty for bad credit history.
Bad credit? We have specialist Mortgage Lenders...... Mortgage Quote?
We can help with your bad credit history
Our Mortgage specialists can help whatever your financial circumstances with specialist knowledge on providing mortgage solutions for clients that don't typically fit the traditional lender's criteria.
We can take you through the steps to repair and improve your bad credit rating and will support you through the bad credit mortgage process providing you with independent mortgage advice on all the options available, whatever your situation; first-time buyer, home mover, remortgaging, buy-to-let or Right to Buy.
We can help whatever the circumstances of your bad credit rating, including (but not limited to):
- Mortgage, secured loan and rent arrears
- County Court Judgements (CCJs)
- Defaults
- Individual Voluntary Arrangements (IVA)
- Discharged bankrupt
- Repossession
- Self-employed with no accounts
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage